Although the rate of divorce in America is hitting record lows, there is no shortage of couples looking to end their romantic chapter in life. If you have tried everything to repair your relationship and nothing is working, you’ll need to know the steps to getting a divorce.
Separating can be complicated enough as it is, but knowing what to expect and understanding the divorce process can make it as painless as possible. This guide will guide you through the first step to getting a divorce.
Ready to learn more? Let’s get started.
Get a Divorce Lawyer
Ideally, you and your spouse can settle without any litigation. The issue is that divorce cases can turn ugly, even if you and your partner are on good terms. It’s always best to, at the very least, consult with a divorce lawyer so you know what to expect.
The right attorney will help you through this challenging time and ensure that the process goes smoothly. You want a lawyer who can fight for you should the need arise, but also knows the value of settling quickly.
Organize Your Finances
Even before you discuss the divorce with your spouse, you’ll need to consider finances. One of the biggest goals of the divorce process is to make sure there is an equal distribution of marital debts and assets. Understanding and organizing your finances will help ensure your fair share during settlement negotiations.
You’ll want to determine what you own. Certain assets will be obvious, but other things like inheritances and artwork, may not be.
Be sure to determine what you owe as well. Any money owed will be split based on who is more financially capable of paying off the debt. Get a copy of your credit report, this will list any debt you have.
Establish Your Own Credit
Your life will change significantly after a divorce. It will likely be for the better, but there will be some obstacles you’ll have to cross.
After a divorce, it may be difficult for you to purchase a car or home. Spouses will share credit for several years, so you’ll need to establish your own credit score as soon as possible.
If you have no credit in your name, it’s important to establish some before you consider divorce. Get a credit card that is in your name only. Taking the first steps of independence will make it easier to go back into the world as a single person.
Steps to Getting a Divorce
It’s important to try and make a relationship work, especially if it’s a marriage that lasted for many years. With that said, a divorce may be necessary if you’ve tried everything, but couldn’t repair your marriage. As daunting as it may seem, the first steps to getting a divorce aren’t complicated.
It’s crucial that you understand every aspect of getting a divorce before taking action. Preparation will make the process as smooth as can be. Afterward, you can focus on starting your new life.
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